How Is Your Budget For The Holidays?

Most people have tried it – spending more on the holidays than intended. I comes as a surprise again an again. What is it with money and budgets that do not work? People split up because of money. It is an invisible force from our subconscious mind that tricks us to buy stuff we can not afford at a given moment.

The best way to stop spending too much money over the holidays, is to set a budget for how much you can spend, especially for gifts, and then stick with it, no matter what. Even if you subconscious mind tells you it is okay.

Do it outside the holidays too, people should keep a rein on their spending there as well. If you do it at all times it should be no problem in the holidays as well.

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Sixty-one percent of Americans either does not have an annual household budget or feel it is difficulty to stick with it. Out of those who have tried to keep a household budget, fifty percent gave up trying to follow it. Your subconscious mind is doing its thing even if you do not like it.

The best way to maintain financial discipline might be to stop using credit cards. If you know you do not have enough money to buy something and pay for it this month, then maybe you should not buy it at all. Without a credit card in your pocket, you can not be tricked by your own mind to buy anything.

Maybe you have doubts whether you should spend anything on the holidays or not. Is it not just an industry game that is way too expensive for regular people? I think not, don’t be afraid. You can get tons of great stuff that is not too expensive and that will bring joy and smiles in the house.

Have fun and thank you for your time.

All About Santa Claus

It's only fitting that since Santa Claus has the magnificent capability to visit homes around the world in a single night that more than one place would claim to be his home. It's common belief that Santa hails from the wintry North Pole, but folks in Finland will also tell you that Santa calls that country his home. To prove it, the Finns will even invite you to visit Santa in his workshop before Christmas or during the year and talk with Santa Claus as he and his elves busy themselves for their end-of-year Christmas expedition around the globe.

    The popularity in America today of the images and legend of Santa Claus can be traced to the poem, 'Twas the Night Before Christmas,' that was written by Clement Clarke Moore in 1822. In that poem, Moore described St. Nicholas as a jolly fellow who flew from house to house in a sleigh pulled by reindeers and waited for children to go to bed on Christmas Eve before he came down the chimney to deliver Christmas presents for them.

Following the distribution of that poem, the popular magazine Harper's Weekly published cartoons by Thomas Nast between 1863 and 1886 that depicted Santa as a cheerful fellow with a large round belly and long white beard who wore a bright red suit that was trimmed with white fur. In those cartoons, Santa also held a sack, which was filled with toys for boys and girls, over his shoulder. The
cartoons also showed Santa reading letters from good boys and girls, working in his workshop with his elves, checking his list to make sure he had all the required toys and even showed his wife, Mrs. Claus.

The tradition of Santa Claus was brought to America however by Dutch colonists who settled in New York City, which was called New Amsterdam at the time. The real St. Nicholas is said to be a minor saint from the 4th Century with a reputation for generosity and kindness that gave rise to legends of many miracles that he performed for the poor and unhappy. One of the stories about the legend of St. Nicholas is that he saved three poor girls who were sisters from being sold into a life of slavery or prostitution by their father. According to the legend, Santa Claus provided the girls with a dowry so that they could get married.

The legend of St. Nicholas led to hundreds of people being devoted to him and consequently thousands of European churches became dedicated to him. After the Reformation period however, widespread practice and worship of St. Nicholas disappeared in European countries that were Protestant, except in Holland where the legend of St. Nicholas continued. St. Nicholas was known as Sint Nikolaas but that was later corrupted to Sinter Klaas.

Dutch colonists took this tradition of Sinter Klaas to New York City where it was adopted using the Englist name of Santa Claus. Over time, the Dutch legend of the kindly saint was combined with old Nordic folktales about a magician who punished naughty children and rewarded good ones with presents to give rise to the stories that now exist about Santa Claus.

The red and white-trimmed suit of Santa Claus is believed to be the colors that the original St. Nicholas worebecause red and white were the colors of the robes worn by traditional bishops. It is also believed that the Coca Cola Co. played a role in what is regarded as the popular look of Santa Claus today through paintings by artist Haddon Sundblom that were placed in some of the company's
advertisement between 1931 and 1964.

All About Rudolph and Santa's Other Reindeers

Maybe it's the undeniable alliterative appeal of Rudolph the Red-Nosed reindeerthat makes him the most known or popular of all Santa's nine flying reindeers. It certainly doesn't seem as easy to come up with a similar catchy descriptionfor the others - Dasher, Dancer, Prancer, Vixen, Comet, Cupid, Donner and Blitzen - as named in the song.

The story of Rudolph whose glowing red nose made him a standout, first appearedin 1939 when Montgomery Ward department stores distributed about 2.4 millionbooklets with the poem in the form of a story about "Rudolph the Red-NosedReindeer." It was written by Robert L. May, who worked in the store'sadvertisement or marketing department, to be used to attract more people intothe store. When the booklet was reissued in 1939, sales soared to more than 3.5million copies. But it wasn't until a decade later, in 1949, that the storyreally gained immense popularity when Gene Autry sang a musical version of thefable. As a Christmas song, it is second only in popularity to 'WhiteChristmas.'

Rudolph, the ninth reindeer whose lighted nose guides Santa's sleigh through thenight, is now known worldwide as the song has been translated into more than 20different languages and an animated television movie has also been based on thestory. Rudolph and his noticeable nose have also become the subject of jokes and sparked more interest in reindeers which has led to much research into Santa andthe flying reindeers who pull his sleigh through the sky.

Along with the catchy rhythm of the lyrics, Rudolph's story is also appealingbecause of the moral lessons it contains. As the story goes, Rudolph was ostracized by the other reindeers, which laughed and teased him about his shiny red nose. But on a foggy night, when Santa must have been concerned that he maynot be able to deliver his Christmas gifts around the world, Santa spotted himand kindly asked if he would step to the front as the leader to 'guide my sleigh tonight.' His shiny red nose would after all be very useful in lighting the way, Santa thought. From then on 'all of the other reindeers loved him," and rightly predicted that he 'would go down in history.'

Among the moral lessons the story can impart is that an attribute that is perceived as negative or as a liability can be used for a positive purpose, or, become an asset. It also makes the point that an individual should not let the negative behavior of others define him or her and limit expectations of what can be achieved. And it also illustrates how quickly opinions and attitudes about a person can change.

The question still lingers however of where Rudolph came from. He is commonly regarded as the son of Donner (or Donder), one of the original eight reindeers. But the Snopes.com site rejects this however, saying that he dwelled in a reindeer village elsewhere and it was there that he was seen by Santa who had already started on his Christmas Eve journey to deliver gifts. And in a more
modern evolution of the story according to Wikipedia.com, an animation by the British Broadcasting Corporation (BBC) introduced a son, named Robbie, of Rudolph. That son has now become the tenth reindeer.

It's also interesting to note that the idea of Santa's sleigh being pulled by reindeers was originated in the poem, 'Twas The Night Before Christmas.' That poem tells the story of St. Nicholas, who is Santa, calling his eight tiny reindeers by their names, as previously mentioned, just before he came down the
chimney of a house to start filling the stockings from a sack full of toys he carried on his back.

Christmas in African Nations

Christmas celebrations in African nations is characterized by much outdoor activity because the season often occurs during a time when the weather is pleasant. Using palm trees and participating in
processions are also characteristic features of activities related to Christmas in many parts of Africa.

 In South Africa, activities that occur outside during Christmas
include the usual caroling, but also the unusual ones of swimming and
camping. The beach and mountains play an important role during
Christmas in South Africa because the season occurs during the hottest
time of the year - summer.

  Given the pleasant nature of the weather during Christmas, families also take advantage of it by often going sightseeing in the countryside on a relaxing drive in the late evening of Christmas Day. A
rich and sumptuous menu that includes a suckling pig or roast beef, turkey, mince pies, yellow rice, vegetables and puddings usually makes up the traditional South African Christmas dinner.

    To create a festive environment, decorated pine branches and fir, sparkling cotton wool and tinsel are used in homes and businesses as decorations.

    A similar decorative pattern of using evergreen, palm trees and lighted candles are also seen in countries such as Ghana and Liberia. While these are used in homes and businesses, they are also often carried in processions and during caroling activities.

    While South Africans gather at the beach during Christmas time to enjoy the warm summer waters, people in other African nations often gather outside at in town squares and in the streets to march, sing and enjoy an overall feeling of merriment.

    Despite the seemingly general similarity in activities, however, countries have their own individual style that makes Christmas celebrations unique.

    Of all the celebrations in African nations, Christmas activities in Ethiopia stand out for their difference in when they are celebrated and how it is done. One of the features that make Ethiopian Christmas different is that the main celebratory event occurs    on Jan. 7, around the time known as the Epiphany or Three Kings Day in North and South America.

    Given the general modest economic financial situations of a significant number of the population in many African countries, Christmas celebrations also tend to occur over a shorter period of time, compared to activities in more wealthier countries.

    Another difference in celebrations of Christmas in Ethiopia is the participation of various people who take part in a pilgrimage and converge on the capital city during Christmas Eve. These wanderers fill the night air with a din of praying and chanting and create a multi color spectacle when they gather on Christmas morning to have a religious service.

    But retaining a similarity with other African nations, Ethiopians enjoy a Christmas dinner that includes a meat stew. Stews, rice, root vegetables such as yams, breads and soups often are part of the menu of traditional Christmas day dinners in African nations.

    Christmas dinners are likely enjoyed by families outside, where everyone shares the meal while sitting in a circular pattern outside under the shade of a sprawling tree, instead of sitting in a formal
setting at a table.

    As is the practice in every household during Christmas, Africans also exchange gifts. Popular items that are exchanged as Christmas gifts include cotton cloth, soaps, sweets, pencils and books, all very practical items that can be readily used. Again, this may be related to the modest financial resources of up to half the population in many African countries, as well as to cultural norms. Individuals aren't able to afford extravagant gifts but they still want to surprise

10 Ways Music Can Help You During The Holidays

This might be a time of year where you’re looking for, oh, some different ways to soothe, level, motivate, energize yourself and otherwise get on top of your cascading emotions. The EQ Foundation Course© emphasizes the great arts as an adjunct to Emotional Intelligence, though the not-so-great are helpful too. May we suggest?

1. Need to get solidly centered

Like, as the metaphysicians say, when you vision yourself growing a tail and having it grow like an anchor down to the center of the earth kind of centered?

Try anything with a big solid bass, up loud, but make sure the lyrics don’t interfere. The right-brain will dominate and you’ll hear the music first, but your left-brain will still be getting the lyrics. Therefore avoid, for instance, "Oh Elizabeth" with it's solid beat but sad lyrics.

OUR SUGGESTION: “I Loved ‘Em Everyone,” by T. G. Sheppard

2. Need to deal with something heavy, such as last year your father died on Christmas Eve and here comes the first anniversary

OUR SUGGESTION: Only classical music will work for this and that’s why we call it classical. For such a deep need, to maintain your grip when something’s rocked the foundation of your world, we recommend, Beethoven’s “Eroica”.

"Eroica" means "heroic" and that you will need to be. Beethoven lived through the worst thing that can happen to a person. It’s there, in his music. For you.

3. To get lightly level

OUR SUGGESTION: Nothing will probably ever compare to Pachelbel’s "Canon". After that we give 5 stars to George Winston, particularly “December.” Good masseuses play these tapes. There are no ups and downs and that may be just what you're aiming at. :)

4. To rip the heart out of Christmas, like when you want to just sit down in front of the tree and cry at the beauty and the splendor of it all and get it over with and then eat a pint of Haagen Daz and go to sleep.

OUR SUGGESTION: Pavorotti's Christmas video (www.youtube.com), Panis Angelicus duet with the little boy, especially if you had a little boy who now has whiskers on his cheeks. Or Placido Domingo with the Vienna Boys Choir. Then you can pull out your heart and put it on the table beside you, right there beside the dish of peppermints, and the cinnamon-scented candle, and you'll know you had Christmas.

5. Want something Christmassy but light

OUR SUGGESTION: Harp music is good for this, like for baking cookies to. It doesn’t pull the emotions. It’s close to the lyre, the instrument the Greek god Orpheus played to soothe the savage beasts, and to win a favor from Hades, the god to whom there is no altar (death), the god with whom there is no bargaining.

Completely upbeat, light and fun is "A Reggae Christmas," by Various Artists, and yes, my friend, "sensei" does rhyme with "pear tree." Listen to it on the way in to work. That's girl's laughter will carry you through your day. Go here ( http://tinyurl.com/y6sp ) to hear samples. Listen to it on the way in to work. That's girl's laughter will carry you through your day. (The Ras Family, "We Wish You a Merry Christmas") And June Lodge's "Joy to the World" will bring joy to YOUR world.

6. Need to get some work done, sick of Christmas, got the kids around, underfoot and bored?

GP RECOMMENDATION: (1) "Great Balls of Fire," Jerry Lee Lewis. How could you possibly be “mindful” with that going on? It’s great fun. It will clear the air. (2) "Don't Worry Be Happy," by Marley.

NC-17 RATED VERSION: The Pogues with Kristy MacColl, "Fairytale of New York". "It was Christmas Eve in the drunk tank ... The boys of the NYPD Choir were singing 'Gallway Bay' and the bells were ringing out on Christmas Day," and C.D.'s favorite line, a wry and melancholic Irish lad himself, God rest his soul in peace, "You scum bag, you maggot you cheap lousy ..., Happy Christmas your ass, I thank God it's our last." Ah, the Irish, they would've conquered the world were it not for .... No cards and letters, please. Sometimes ya gotta vent. That's what art is for, catharsis. (P. S. Use your EQ; don't take "it" out on your partner.)

7. The out-laws are coming, I mean the IN-laws, and you, exhausted, crabby and high on sugar as you are, must clean the house and you aren’t exactly in the MOOD for a Christmas Carol, if you know what I mean

OUR G SUGGESTION: If you haven’t cleaned house with your two preschoolers marching along behind you to a John Philip Sousa march, you haven’t lived. Give the little one a paper hat and get out his toy drum. Ok, now quit laughing and taking pictures and get back to work, you!

OUR PG SUGGESTION: Got older kids you need to get working with you? Call it "the main event," and put on the Jock Jams, "Let's Get Ready to Rumble."

OUR X RATED SUGGESTION: You and your partner put "Cotton Eyed Joe" on -- I mean the Texas version – and invent your own lyrics appropos to the, um, challenges of the moment. (This is popular at office holiday parties with adjusted lyrics as well!) And DO the Cotton Eye Joe as you push that vacuum around. Here's how ( http://www.wikihow.com/Do-the-Cotton-Eyed-Joe-Dance ).

8. Need to be inspired and also to get in touch with the spiritual side of Christmas

OUR SUGGESTION: Handel's “Messiah, Hallelujah Chorus,” of course. Just the chorus, unless you're an aficionado and can afford to tire yourself out.

Remember, if you will, that when you hear "The Hallelujah Chorus," you are to stand up. Do this. Right there at home in your living room. It will do something for you.



9. Now, or any time you’re beginning to feel just slightly resentful of all your “blessings”

OUR SUGGESTION: “Lord, What Did I Ever Do,” by the Oak Ridge Boys is great for attitude adjustment.

10. For the peace that passeth understanding

OUR SUGGESTION: Stille Naq, Noite de Paz, Noche de Paz, Sainte Nuit, Cicha Noc, Glade Jul, Stille Nacht, Po La`i E, or, as many of us know it, Silent Night, the lullaby that's been translated into every language on earth, composed by the greatest unsung duo in musical history, Mohr (lyrics) and Gruber (melody).

We also recommend "Ave Maria." Especially the Caccini, arranged by Brinums, sung by Inessa Galante, available here: http://www.dimusic.co.uk/Caccdeb2.ram . For more, see www.susandunn.cc/vivoperlei.htm .

Let them still your heart and bring you peace.